Our Mission in a Nutshell
The Financing Desk is a collection of experts in every single type of business and commercial real estate financing program that exists. We help bankers, brokers, business owners, real estate professionals, developers and commercial property owners get the very best deal, the best structure, and the best funding that is out there for themselves or their clients. The Financing Desk is a combination of secondary market loan placement expertise and the highly technical disciplines of SBA, USDA, CMBS, FHA, franchise and unsecured lending from $5,000 to $20 million and up.
Business Loan Programs
No matter what your business needs are, the Financing Desk has the tools you need to determine the feasibility of your project. We offer SBA 7(A), SBA 504, SBA Express loans, USDA Business & Industry loans (B&I), SBA express lines of credit, unsecured business lines of credit, small loans for working capital, expansion and inventory; franchise loans for owners with more than three locations, purchase order financing, stock loans, asset based loans and credit lines for working capital, leasing, and even car dealership financing. Get all the details on these 14 different business and commercial real estate loan programs. Click here to download our business loan programs.
What are you looking for when it comes to commercial and apartment real estate? Lowest rate? Longest amortization? Easiest prepay penalty? Highest leverage? Do you need technical expertise to help you navigate? The Financing Desk offers both simple – and sometimes very complex – solutions for construction and permanent funding. We offer very competitve FHA-HUD 221D4, 223 F, 223 A7 and 232 financing; CMBS financing; Fannie Mae and Freddie Mac multifamily loans; conventional bank, life company and credit union financing; bridge loans; credit tenant lease programs; and blanket loans on residential property portfolios. Click here to get all the details on parameters and loan package requirements.
Specialty and Agricultural Programs
The Financing Desk has investors who provide consumer financing for merchants; we have note buyers who purchase discounted real estate secured notes; and we work with credit repair services to help some of our clients get back in the game. As well, the Desk helps America’s farmers and ranchers and investors in farm land as an intermediary for real estate secured and equipment secured agricultural loans; and we help agribusiness with special programs for commodity producers. Click here for a PDF of our special programs and our full product line.
Financing for Business Real Estate
To get the very best program, or the lowest down payment, or a loan that will actually close on time and provide the dollars you need, you need professional placement, packaging and advice. The Financing Desk’s team provides conventional, SBA 7(A), SBA 504, and USDA B&I loans across the country and our team is recognized as an authority in underwriting structuring and closing both conventional bank/credit union and government insured loans. Download the details of all of our offerings here.
The Perpetual Loan Committee: Solutions and Critical Thinking All in One Place
Imagine a Wall Street type trading desk with brilliant subject matter experts around it looking at your financial situation and loan request. Each mind with a different discipline focused on your needs, offering you the very best structuring and loan packaging in the Industry. It’s an intense and structured approach. Imagine a Loan Committee meeting that goes on and on five or six days a week — with experts around the table evaluating, coaching, analyzing, recommending solutions. It’s a disciplined, human approach. We think it’s far more effective than simply relying on some automated search engine. We give you a prescription vetted from great minds with substantial experience in just about every specialty in commercial and business finance.
Solving Business Financing Problems is What We Real People Do.
It’s not about searching a huge database with your confidential data. It’s about thinking through the business problem and coming up with the very best solution at the very best price. Sometimes the answer is deal structure. Sometimes it’s a change in the way you manage cash flow. Sometimes it is loan presentation. Sometimes the case calls for debt plus equity plus lease financing or asset based lending. Sometimes it’s a cash flow advance or a purchase order financing solution. Or a nonprofit loan. Or the answer may be the combination of several disciplines. The specialists on the Desk who meet virtually every business day, look at all the deals, and give you the advice from top minds in each field.
Man and Machine
Most business financing websites are glorified fee based search engines. We combine databases and human judgment. The brains behind the Financing Desk are a half dozen qualified human beings each a specialist with decades of experience. Around our virtual Desk is an expert in leasing, equipment financing, commercial real estate lending, SBA 7A, SBA cap lines, micro loans, asset based financing, purchase order financing, factoring, unsecured business lending, working capital lines, letters of credit, cash flow management, and merchant cash advances. Each of our professionals provides feedback as needed. The Desk is a resource like no other on the Web.
The Prescription is Free
Many sites charge a membership fee. There’s no charge for the Desk – all you pay is lender fees if and when you accept a funding commitment from the lender. Just email or call.
Looking to Get Started with your Financing Request?
The Financing Desk is a revolutionary one stop website for just about every type of commercial and business financing need you might have – all in one location. After all, there is just no substitute for having a professional with 20+ years of success and experience give you the right advice, prepare your loan package, place your loan with the very best sources in the County, guide you through the approval and closing process, review your documents with you, and facilitate everything start to finish. Contact us today by email join our blog; call us . The Financing Desk is your connection to cash and the capital markets. Financing Desk Loan Programs 2014